Authorised Financial Services Provider · FSP 55248
Excessible

To become South Africa's most trusted and innovative short-term insurance intermediary, empowering individuals and businesses through transparent, adaptive, and data-driven risk solutions.

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7+
Years in the Industry
18 hrs
Average Claims Turnaround
10+
Trusted Insurer Partners
FSCA Authorised · FSP 55248
Short-Term Insurance Specialists
Commercial & Personal Lines
Professional Indemnity & Liability
Hollard · Santam · Old Mutual Insure
About Us

Protection made Simple.

To simplify insurance by helping individuals and businesses make confident, informed risk decisions through transparent advice and accessible protection solutions.

Transparency
We communicate clearly and openly — no hidden clauses, no surprises.
Client Empowerment
We educate and guide clients to make confident, informed decisions about their cover.
Professional Integrity
We act ethically and in the best interests of our clients at every stage of the process.
Innovation & Adaptability
We constantly evolve our solutions to meet the demands of a changing risk landscape.
Partnerships & Relationships
We build lasting relationships with clients and insurers grounded in trust and mutual respect.
Service Excellence
We are committed to delivering exceptional service at every touchpoint — from quote to claim.
About Excessible
Our Services

What We Cover

From personal assets to complex commercial risks — we have a product that fits. All cover areas are tailored to your specific profile and risk appetite.

Motor Vehicle Insurance
Comprehensive, third-party fire & theft, and TPO cover for personal and fleet vehicles including specialist vehicles.
Home & Contents Insurance
Buildings and household contents cover, protecting your property against fire, theft, weather and accidental damage.
Commercial Property & Assets
Business premises, stock, plant, and machinery — covered against all standard and special perils.
Professional Indemnity
Protection against claims arising from errors, omissions, or negligence in professional service delivery.
Cyber Crime Insurance
Guard against financial loss from cybercrime, hacking, ransomware, and data breach incidents.
Medical Malpractice
Specialist liability cover for healthcare practitioners against claims of clinical negligence and malpractice.
Business Interruption
Income protection when your operations are disrupted — ensuring cash flow continuity during downtime.
E-Hailing & Taxi Cover
Tailored insurance for Uber, Bolt, and metered taxi operators — personal and commercial fleet options.
Engineering Insurance
Plant and machinery breakdown, construction, and erection all-risks cover for engineering operations.
Group Life & Employee Benefits
Group life, disability, and funeral cover to protect your workforce and attract top talent.
Trade Credit & Surety Bonds
Protect your receivables from non-payment and secure project performance with surety and fidelity bonds.
Personal Accident & Travel
Individual and group PA cover, plus domestic and international travel insurance for peace of mind on every journey.
Our Partners

Our Partners

We work exclusively with FSCA-regulated insurers — giving you confidence that your claims will be honoured and your cover is genuine.

Hollard Insurance
Hollard Insurance
Short-Term Insurer
Old Mutual Insure
Old Mutual Insure
Short-Term Insurer
Santam
Santam
Short-Term Insurer
GuardRisk
GuardRisk
Cell Captive Insurer
New National
New National
Short-Term Insurer
MiWay Insurance
MiWay Insurance
Short-Term Insurer
Liberty Life
Liberty Life
Life & Group Benefits
iTOO Special Risks
iTOO Special Risks
Specialty Lines
ASI Blue
ASI Blue
Insurance Solutions
Agisanang
Agisanang
Insurance Administrators
BrokerBuddy
BrokerBuddy
Broker Technology
Octomate Education
Octomate Education
Training & Development

All listed partners are authorised and regulated where applicable. Excessible (Pty) Ltd acts as an independent broker on behalf of its clients.

Our Journey

From Startup to Trusted Brokerage

A story of growth, resilience, and unwavering commitment to South African risk financing.

2018
Excessible Founded
Excessible (Pty) Ltd was established with a mission to make risk financing truly accessible. FSCA licence obtained and brokerage operations commenced in Midrand, Gauteng.
2018
2019
2019
Commercial Lines Growth
Expanded commercial insurance portfolio — onboarding key insurer partners and building major commercial client relationships across Gauteng and beyond.
2020
Navigating a Global Crisis
Supported clients through COVID-19 disruption with tailored business interruption consultations and rapid claims support — cementing trust through South Africa's hardest period in recent memory.
2020
2021
2021
Specialty & Niche Lines Launched
Introduced speciality products including Medical Malpractice, Professional Indemnity, Cyber Crime, and E-hailing insurance — meeting demand from underserved market segments.
2022–2023
Key Partnerships & Scale
Formalised partnerships with Hollard, Santam, Old Mutual Insure, MiWay, GuardRisk, and others. Grew client base significantly across personal and commercial lines nationwide.
2022
2025
2025 & Beyond
Next Chapter
Continuing to grow our national footprint — investing in technology, talent, and new product lines to deliver even greater value for our clients and insurer partners across South Africa.
Ready to Get Started?

Your Risk, Our Expertise.
Let's Build Your Cover Today.

Whether you're an individual, SME, or large enterprise — our licensed advisors will structure a cover solution that fits your needs and budget.

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We're Here to Help

Our team of licensed advisors is available to assist with quotes, claims guidance, and risk consultations.

Office Address
61A George St, Glen Austin AH, Midrand, 1685
Email Us
info@excessible.co.za
Phone / WhatsApp
010 534 7537
FSCA Registration
Excessible (Pty) Ltd — FSP No. 55248
Authorised Financial Services Provider
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